Privacy Policy

 Effective Date: 11/1/2025

Yaima Insurance (“we,” “our,” or “us”) is committed to safeguarding your personal information. This Privacy Policy explains how your data is collected, used, shared, and protected when you interact with our website: https://yaimainsurance.com (“Website”).

By using this Website or submitting information via any of our forms (e.g., Consent Form, Intake Form), you accept the practices described in this Policy.

1. Information We Collect

Information You Provide:
We collect personal details you voluntarily submit, including:

• Name, email, phone, address, date of birth
• Insurance history, health or financial data (for insurance purposes)
• Data entered in website forms (Intake, Consent, etc.)

Automatically Collected Data:
We also gather:

• IP address, browser/device type, pages visited, visit times
• Referring URLs
• Cookie data (see Cookie Policy)

Legal Compliance:
We comply with applicable US privacy laws—including CCPA, GLBA, and, when relevant, HIPAA—regarding sensitive data.

2. How We Use Your Information

Your information is used to:

• Provide insurance services, quotes, and customer support
• Respond to requests, inquiries, and document submissions
• Process applications, manage policies, and comply with regulations
• Improve our website and the services offered
• Send updates or notifications (with opt-out available)

We never use personal data for advertising outside this website or unrelated marketing.

3. How We Share Information

We do not sell your data. Information will only be shared:

• With insurance partners for quotes/services
• With authorized third-party providers (hosting, analytics, etc.)
• To government agencies, as required by law
• With your explicit consent

All partners are contractually bound to protect your data. Sensitive health information is handled per HIPAA guidelines when necessary.

4. Data Security

Your privacy is protected with technical, physical, and administrative safeguards—including encrypted storage, secure access procedures, and staff training. While we strive to protect your data, no method is 100% secure.

5. Data Retention

We retain personal and application data only as long as necessary for business, insurance, or regulatory needs (e.g., form data may be stored for up to 7 years), or as required by law. You may request deletion at any time (see Section 7).

6. Cookies and Tracking

We use cookies to enhance your experience and analyze site traffic. You may accept or reject non-

essential cookies via our banner or browser settings; details are provided in our Cookie Policy.

Analytics & Third-Party Cookies:
We use third-party tools (e.g., Google Analytics) to understand website performance. These providers may set their own cookies, governed by their privacy policies.

7. Your Privacy Rights

Depending on your location, you may:

• Access or correct your information
• Request deletion of data
• Withdraw consent or object to processing
• Receive details about third parties with whom data is shared
• File complaints with data protection authorities (where applicable)

To exercise these rights, or for privacy-related questions, contact:
📧 yaimainsurance@gmail.com
📞 786-307-3062

8. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect data from minors. If such data is identified, we will delete it promptly. For dependents covered by insurance, information is collected only with parental consent.

9. Policy Updates

We may update this Privacy Policy from time to time. Updates will be posted here, with a revised "Effective Date." Continued use of the Website indicates acceptance of changes.

Accessibility:
If you are unable to access this policy or require it in an alternative format, please contact us for assistance.

Effective Date: 11/1/2025

Yaima Insurance uses cookies to enhance your experience and improve website functionality.

What Are Cookies?
Cookies are small text files stored on your browser, used to remember your preferences and track anonymized usage data.

Why We Use Cookies:

• To analyze website traffic
• To remember user preferences
• To enhance site features and usability

Managing Cookies:
You may disable or delete cookies at any time using your browser settings. Please note that disabling some cookies may impact website performance or restrict access to certain features.

Third-Party Cookies:
Our website may use third-party services (such as Google Analytics) that set their own cookies. Use of these tools is governed by the providers’ privacy policies.

Need Help?
Yaima Insurance
🌐 https://yaimainsurance.com
📧 yaimainsurance@gmail.com
📞 786-307-3062